Open Enrollment Checklist
Lucid Insurance Associates Medicare Open Enrollment Checklist
Medicare Open Enrollment is from **October 15th to December 7th**. This is your annual opportunity to review and make changes to your Medicare coverage. To help you prepare, Lucid Insurance Associates has created this easy checklist to guide you through the process.
1. Mark Your Calendar
- Enrollment Period: October 15th – December 7th
- Set reminders to review your plan before the deadline.
2. Review Your Current Medicare Coverage
- Gather Documents: Have your current Medicare plan information, including your **Annual Notice of Change (ANOC)**, which outlines changes for the coming year.
- Evaluate Your Plan: Check how your current plan is serving your needs, including costs, provider networks, and drug coverage.
3. Check for Changes in Medicare Plans
- Medicare Advantage Plans (Part C): See if there are new or better Medicare Advantage Plans available that might offer lower costs or better coverage.
- Prescription Drug Plans (Part D): Review any changes to your current Part D plan’s drug formulary and look for other options that cover your medications at a lower cost.
4. Use Medicare’s Plan Finder Tool
- Visit [Medicare.gov](https://www.medicare.gov) and use the **Plan Finder Tool** to compare plans. You can search based on your location, drug needs, and healthcare providers.
5. Check Your Doctors and Providers
- Confirm that your current doctors, specialists, and hospitals will remain in-network for your Medicare Advantage Plan next year. Provider networks change annually.
6. Evaluate Prescription Drug Coverage
- Review Formulary Changes: Medications covered by your plan may change, so ensure your prescriptions are still covered.
- Compare Costs: Check for any increases in copayments, premiums, or deductibles.
7. Consider Your Healthcare Needs
- Think about any **health changes** you’ve experienced this year. Does your current plan still meet your medical needs?
- **Anticipate Future Care**: Will your plan cover treatments or specialists you may need in the future?
8. Get Expert Assistance
- Contact Lucid Insurance Associates for personalized help:
- Phone: 210-500-2551
- Website: www.lucidinsassoc.com
- Our licensed agents can help you compare plans, understand changes, and find the best options for your needs.
9. Enroll or Make Changes
- If you decide to switch plans, join a new one, or adjust your current coverage, submit your enrollment changes before **December 7th**.
- Document your changes and keep confirmation emails or numbers.
10. Double-Check Everything
- Review Costs: Make sure you understand the premiums, deductibles, and copayments of any new plan.
- Confirm Coverage: Ensure that your doctors, medications, and services are all covered under your new or updated plan.
Contact Us Today!
For FREE guidance through the Medicare Open Enrollment process, call Lucid Insurance Associates at 210-500-2551 to schedule a consultation with one of our experienced agents.
Stay informed, stay covered, and make the most of your Medicare benefits for the year ahead!
Licensed in TX #2963632, IN #3887159, FL G037532, AL #3002614563, GA 3643306, CA #4322409
Medicare Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact us to discuss what we offer, why and how the options serve you. You may contact Medicare.gov or 1-800-Medicare to get information on all of your options
CMS Final Rule 2023 requires all Medicare and Medicaid marketing calls to be recorded and stored. Click below to opt-out of this recording.
